“Pay for delete” may sound like it can help you avoid that credit damage, but the reality may be different.
If the collector can’t validate the debt, then you’re under no obligation to pay them anything.
Don’t let a debt collector overcharge you with interest and fees that you don’t owe!
Most people think that you need good credit to buy a house. But that’s really only true for traditional, fixed-rate mortgages. If you want a 15-year or 30-year fixed-rate mortgage,…
Save money and get out of debt fast by consolidating debt.
College is supposed to be a stepping stone to a better career and a bigger salary. But it’s also notorious for creating debt that can be almost impossible to eliminate.…
As debt goes, auto loans tend to be much less of a hassle than other debts like credit cards and student loans. But you still want to put as much…
Only 10% of the $46.5 billion that Congress has allocated for emergency rental assistance has been distributed. Use this guide to learn which programs are available in your area and…
The IRS will begin disbursing advance payments on the expanded Child Tax Credit on July 15. Learn who is eligible to receive payments, how much they can get, and how…
How it can affect your credit is essential to achieving and maintaining a good score.
If you want to access the equity in your home without a second mortgage, a cash-out refinance may be the solution. In the right circumstances, you may be able to…
This guide helps you understand the value or home equity and options that you can use to borrow against it, as well as the risks involved.
You use a debt management program to avoid the credit damage of more severe options, such as bankruptcy. However, in some cases, you may see a small drop in your…
A good personal budget is essential if you want to achieve financial stability, avoid debt and save money. This guide helps you learn about budget basics and how to find…