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Student Loan Default: How to Avoid Losing Your Paycheck or Tax Refund to Garnishment
Wage and tax garnishment suck up money that’s essential for your budget. Here’s what you need to know about when and how the government can apply garnishment to cover unpaid…
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How Long Do I Have To Pay Off A Credit Card Balance?
Credit cards have no set term. Meaning you have forever to pay it back.
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Will You Qualify for Credit Card Debt Forgiveness?
Qualify for debt forgiveness through settlement and how to tell when it’s the right time.
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How Bankruptcy Affects you as a Cosigner
Co-signing a loan is more than a goodwill gesture; it’s a significant financial commitment. When a co-signer files for Chapter 7 bankruptcy, it can have a significant impact on the…
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Life After Filing for Bankruptcy: Do’s and Don’ts
Bankruptcy has both benefits and limitations, it’s important to both before filing.
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How to File Bankruptcy Without a Lawyer
Why Consider Filing Bankruptcy Without a Lawyer? Filing for bankruptcy can seem daunting, and the prospect of navigating the legal system alone might seem intimidating. However, choosing to represent yourself…
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Filing Chapter 7 Bankruptcy on a Budget
Learn how to file Chapter 7 bankruptcy without fees using this comprehensive step-by-step guide.
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Can You File Bankruptcy on Medical Bills?
Medical debt has become a significant problem for millions of Americans. If you’re struggling to pay off medical bills, know that you’re not alone. Over 100 million U.S. adults face…
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Can Private Student Loans Be Discharged in Bankruptcy?
You could still find yourself with student loan debt, unless you can prove you’re in extreme financial hardship
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The Ultimate Guide to Credit Repair and Rebuilding After Bankruptcy
Rebuilding credit after bankruptcy is crucial for regaining financial independence.
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Soft Credit Inquiry: Everything You Need to Know About How It Impacts Your Credit
A soft credit check (or soft inquiry) is crucial for managing your credit profile without impacting your credit score.
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Understanding Hard Inquiries on your Credit
A hard inquiry is a necessary credit check before financing a large purchase or obtaining a loan. Find out how a hard inquiry impacts your credit.
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What Are Your Alternatives to Bankruptcy?
You have more options than you think. Consolidation loans, debt negotiation, settlement, debt management programs, and more could get you debt relief…
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What Disqualifies You From Filing Bankruptcy?
While Bankruptcy is considered the last resort for people looking for a debt solution, there are situations where your filing bankruptcy may be denied.
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Pros and Cons of Filing Bankruptcy
Declaring bankruptcy is a big choice that can frankly be extremely scary. But you might be surprised to learn that the pros often outweigh the cons of bankruptcy. Personal bankruptcy…
