Up to $1,000 per referral
Our program is simple and asterisk-free: For every referral who enrolls with Debt.com, you receive up to $1,000. Our influencers have earned up to $20,000 a month.

“We started working with Debt.com at the end of 2023. Our idea is to offer financial products and services that help our audience make the decisions for their individual situations. For those facing debt challenges, Debt.com delivers on that promise. Operating in a field that directly impacts people’s lives, we can confidently say that Debt.com is a company with integrity and seriousness. The individuals we refer to Debt.com are satisfied with the results, and we’re pleased to see them on the path toward a debt-free life. Their affiliate program is competitive, and the support we receive is exceptional.”
– ENDEUDA2
1
Recommend
- Promote our proven debt relief program benefits
2
Connect
- Refer your audience to our debt professionals
3
Earn
- Up to $1,000 per enrollment
Get in touch with us
"*" indicates required fields
Be the leading voice in your industry
We have helped millions of people get out of over $12 billion in debt. You can be part of the solution too, helping us all build a solid and prosperous financial future, even when life throws unexpected challenges our way.
Who is our affiliate program for?
Everyone!
Influencers
You have a dedicated group of followers that you engage with daily
Writers & Bloggers
Create trusted content that adds real value to your readers
Journalists & Content Creators
You’re part of a TV show, radio program, or digital platform that reaches thousands
Facebook & WhatsApp
You manage a community with a significant following and want to share valuable insights while earning money
YouTubers
You’ve built an audience that regularly enjoys your content
Everyone
You want to help friends and family who may be struggling with debt – and earn money along the way
What we offer your audience
Debt Management
- Doesn’t hurt your credit score – and can actually help it
- Reduces interest and total credit card payments by up to 50%
- Debt-free in 36 to 60 months
- No upfront fees
Debt Settlement
- Will lower your credit score but…
- Pay less than you originally owed
- Debt-free in 24 to 48 months
- No upfront fees
How to Monetize and Other Frequently Asked Questions
Who can participate in the affiliate program?
Any content creator with an audience that’s mostly in the United States or Puerto Rico. Of course, they should be interested in offering financial education and debt relief. They should also be interested in generating additional income.
How does the affiliate program work?
Content creators earn commissions by promoting the debt relief services offered by Debt.com’s network of providers. You’ll be given links and promotional materials to share on your preferred platforms, and you earn a commission for every referred client who enrolls in one of those programs.
Is there a cost to join the program?
No, it’s completely free. You just need to apply. Once accepted, you can start promoting the services.
How and when are commissions paid?
Commissions are paid monthly via bank transfer. Payments are issued 30 days after the end of each monthly account cycle.
Will I receive support and promotional material to help promote Debt.com’s services?
Yes, various promotional materials are provided, including links, a unique phone number tied to the content creator, and editorial articles to help you effectively promote the services. Dedicated support is also available to answer questions or provide additional assistance.
Are there any restrictions on how I can promote Debt.com’s services?
Affiliates are required to follow ethical marketing practices and avoid misleading or spammy strategies. Once you join the program, you’ll receive a guide explaining how the programs work and what you should – and should not – communicate. Exclusivity in promoting debt relief services is required.
How can I track my referrals and commissions?
You’ll receive a monthly report that tracks your referrals, commissions, and payments, along with a report to see how well each platform is performing.
What happens if my referral doesn’t enroll in one of the programs offered by Debt.com?
There’s a 30-day referral window. If a potential client visits the site through your link and enrolls within those 30 days, you’ll receive credit for the referral.
Can I refer this program to other content creators?
Yes. If you know other content creators, we’d be happy to consider their application.
See how it works
Compare your options in less than a minute
Getting out of debt isn’t one-size-fits-all. There are dozens of private and government programs, and each one works best under certain circumstances. See how those options might affect you.
Pros and Cons
Let Debt.com Help You Choose the Best Plan
Talk to a debt relief specialist to weigh your options.
Get started onlineAssumptions & Disclaimers
Minimum Payments
Minimum payment calculation assumes an APR of 24% on your credit card debt and each monthly payment is 3% of total amount.
Debt Consolidation
Assumes a loan APR of 16.5% over a 5- year term.
Debt Management Program
Average Interest Rate in a DMP is 8%. Actual interest rates will vary by consumer and creditor.
A DMP might be able to reduce your interest rates and late fees allowing you to pay off your credit card debt quicker (since more payments are applied to your principal balances, saving you lots of money in the long run). To complete the program, you must make on-time payments each month. Late or missed payments may cause your program to be canceled and in that event, this estimate would not apply to you.
Debt Settlement
Rates and terms vary by consumer and creditor. Debt settlement may negatively impact your credit score.
*Debt settlement fees vary by program and state.