Get smart about debt

Instant Debt Advisor^SM is your quickest path to a debt-free life. It guides you through a brief questionnaire about your debt, analyzes your unique situation, and suggests potential debt-relief plans. Post-completion, Instant Debt Advisor^SM instantly provides solutions that work for you, eliminating web misinformation. Let Instant Debt Advisor^SM find the right debt-relief plan for you and get you on the fastest track to a debt-free life.

Instant Debt Advisor^SM evaluates potential debt relief options, taking into account your unique situation such as credit score goals, future plans, and budget. While other companies prioritize THEIR solutions, we prioritize YOURS—all in just a few minutes.

No, use Instant Debt Advisor^SM to find potential debt-relief plans without impacting your credit score.

No, use Instant Debt Advisor^SM risk-free. You’re in control. Review plans, talk to a counselor, and commit when you’re ready.

Yes, Instant Debt Advisor^SM is 100% free to use.

Yes, your information is securely encrypted, and we do not sell your data. Our privacy policy ensures a risk-free process. Finding potential debt relief solutions only takes a few minutes, will not affect your credit score and no commitments are made until you are ready.  You are in control.

No, Instant Debt Advisor^SM guides you through a series of easy-to-answer questions without sign-up to recommend potential debt-relief options for you.

The entire process only takes minutes of your time. Instant Debt Advisor^SM walks you through questions, instantly providing options for your unique situation. No commitment, no credit impact.

Once you have reviewed and selected your debt-relief solution, a specialist will contact you to review the program before you enroll. Don’t worry if you are unsure or have questions, the specialist can review all options available to you so that you can proceed with confidence.

Estimated debt balances, payment status, income, credit score range, and openness to options. Answer the best you can.

This all depends on the debt relief program ultimately chosen and your unique situation. Some programs may affect your credit while others may help to improve it. The good news is we take the guess work out of it. Through Instant Debt Advisor^SM, you can tell us if maintaining your credit score is a high priority and IDA will provide you with debt-relief options that meet your needs in mere minutes.

Depends on your credit, plan, and situation. Instant Debt Advisor^SM considers future goals and plans for tailored debt relief.

This all depends on the debt relief program ultimately chosen and your unique situation. Some programs may affect your credit while others may help to improve it. The good news is we take the guess work out of it. Through Instant Debt Advisor^SM, you can tell us if maintaining your credit score is a high priority and IDA will provide you with debt-relief options that meet your needs in mere minutes.

Options stay valid as long as your situation doesn’t change, but act sooner to avoid accruing interest/increased balances as this may have an impact on your options. Instant Debt Advisor^SM helps you decide with free, fast results.

No worries. Specialists review and verify information with you before enrollment.

No, we do not sell your data. Review our Privacy Policy here.