Financial Calculators
Add to Your Success with Free, Easy to Use Calculators
Plan the most efficient ways to pay off your debt, make sure you can afford the mortgage on your dream home and more. These free financial calculators can help ensure your debts are done right so you can avoid financial disaster.
Credit Card Payoff Calculator
Plug in your payment information so you can fin the best way to pay off your debts.
Debt Relief Comparison Calculator
Compare four options for getting out of debt by time to payoff, total cost, and monthly payment to find the best solution for your needs.
Debt-to-Income Ratio Calculator
Compare monthly debt payments to your paychecks to see if you’re stable or need help.
Personal Loan Calculator
Find a monthly loan payment you can afford and assess the cost of borrowing with interest charges included.
Mortgage Payments Calculator
Want to know how much you can expect to pay each month after you buy a new home? Use this free mortgage calculator to estimate your monthly payments.
Car Payment Calculator
Don’t buy more vehicle than you can afford on your budget! Use our free car payment calculator to find a payment that really works for your budget.
Savings Calculator
Use our free simple savings calculator to map out what to do with savings so you can guarantee the best investments and highest yield for your money.
Income Tax Calculator
Calculate how much you will owe in taxes for the previous tax year based off your total income and filing status. See how other states’ tax breakdowns compare.
See how it works
Compare your options in less than a minute
Getting out of debt isn’t one-size-fits-all. There are dozens of private and government programs, and each one works best under certain circumstances. See how those options might affect you.
Pros and Cons
Let Debt.com Help You Choose the Best Plan
Talk to a debt relief specialist to weigh your options.
Get started onlineAssumptions & Disclaimers
Minimum Payments
Minimum payment calculation assumes an APR of 24% on your credit card debt and each monthly payment is 3% of total amount.
Debt Consolidation
Assumes a loan APR of 16.5% over a 5- year term.
Debt Management Program
Average Interest Rate in a DMP is 8%. Actual interest rates will vary by consumer and creditor.
A DMP might be able to reduce your interest rates and late fees allowing you to pay off your credit card debt quicker (since more payments are applied to your principal balances, saving you lots of money in the long run). To complete the program, you must make on-time payments each month. Late or missed payments may cause your program to be canceled and in that event, this estimate would not apply to you.
Debt Settlement
Rates and terms vary by consumer and creditor. Debt settlement may negatively impact your credit score.
*Debt settlement fees vary by program and state.