Ask The Expert
Our team of professionals – who together have more than 100 years of experience – can solve your financial problems.
OUR EXPERTS
Howard Dvorkin
CPA, chairman, writer,
author of two personal finance books
Gerri Detweiler
Writer, expert on credit issues, author or co-author of six personal finance books
Jacob Dayan
Writer, tax expert, former financial analyst.
Laura Adams
Writer, personal finance expert, podcast host, author of multiple personal finance books.
HAVE A QUESTION?
Tell us what the problem is, and one of our professionals will respond quickly.
-
Can a Business Legally Refuse to Take My Cash?
A reader walked out of a store that took credit cards only. Can he sue them?
-
My Husband Refuses to Pay His Income Tax. What Will Happen to Him – and Me?
She loves her husband, but he might doom her to a life of poverty.
-
I Unexpectedly Got Handed a Lot of Money, and That’s Now a Big Problem!
A reader who was already working with a debt consolidation company, came into enough money to pay off her debt. But should she continue with the consolidation company or pay…
-
Should I Take Money From My HSA To Pay Off Debt?
A reader has a Health Savings Account she’s not using and is slowly losing money from due to HSA maintenance fees. Should she cash it out to use towards her…
-
Should I Cash Out My Whole Life Insurance Policy to Pay Off Debt?
A reader doesn’t have kids or dependents, but they do have too much debt.
-
Can You Inherit Debt?
Can you be held responsible for the debt of a recently deceased loved one? A consumer debt attorney sets the record straight,
-
Should I Invest or Pay Off Debt?
Two readers ask whether they should save their money or start investing.
-
How Can I Cancel My Debt Settlement Contract? Do I Have to Pay to Leave?
A couple wants to go somewhere else, but their current company is charging them $1,500 first.
-
Should I Refinance My Mortgage?
Real estate expert Ben Mizes explains how to weigh the costs of refinancing your home versus the cost savings, as well as other considerations you need to have in mind…
-
What to Do About Wage Garnishment When You Don’t Have Any Wages
Learn what happens when a debt collector tries to garnish your wages, but you don’t earn a regular paycheck. This is good information if you work side gigs or make…
-
What Happens to My Credit Cards if I Voluntarily Repossess My Car?
A reader wants to give up his vehicle but not his credit cards. It might work, but not for the way he thinks.
-
When “I Do” Becomes “I’m in Debt”
A man is divorcing his husband, but is he wedded to his ex’s debt?
-
Will Chapter 13 Bankruptcy Fall Off My Credit Report Automatically?
A reader is almost free and clear of her bankruptcy but worries the credit report notations may linger.
-
Can Student Loans that are Not in Repayment Affect DTI and Loan Approvals?
A reader got denied for a personal loan, and wonders if there’s anything he can do before he graduates.
-
Can Being Incarcerated Show Up on My Credit Report? If So, for How Long?
A former inmate wants to know why his criminal record is now part of his financial records.
